TERRA PRESENTA
We support farms in Africa and Asia with targeted investments.
The focus of our work is on farms and plantations that are facing challenges due to economic changes in their environment. Here we help with manageable investments. As an independent company that is in direct contact with farmers and plantation owners, we can act quickly and individually, without much administrative effort.
Promote development processes
In many countries, there are great injustices that put local farmers at a disadvantage. Especially in poorer regions of the world, goods for daily use are usually sold by large companies. This is not due to a lack of resources, but because large companies make local farming unprofitable by dumping prices.
Our work starts right there. With the local initiative, we directly support the farmer and thus the entire region. We want to enable the farmer to work profitably. Our goal is to enable the partners to determine their own development process by working for economic, ecological and social progress.
Microcredits
Our microloans are small loans granted to farmers in developing countries. These loans are generally intended for small and medium-sized farms that do not have sufficient financial resources to expand or modernize their operations.
Our microloans have no interest rates and are given for short periods of time, ranging from a few months to a year. The loans are often repaid in small installments to allow farmers to gradually pay off their debts and maintain liquidity.
These microloans can be used for a variety of purposes, including the purchase of seeds, fertilizers, tools and farm equipment. They can also be used to finance agricultural education and training to improve farmers' skills and knowledge.
Help for families
Support for farms ensures that family income is increased. This helps families provide better food, clothing and shelter for their children.
Higher incomes enable families in the developing world to afford better healthcare and provide medical care for their families. Children grow up healthier and are less likely to be affected by disease.
Microcredit can also help women in the developing world become more prominent and their economic independence and rights strengthened. As a result, children grow up in families in which women play an active and equal role.
Help for children
Microcredit assistance to farmers in the developing world directly impacts families, especially children, in several ways.
Improving education: Microcredits help children get a better education, as families have the financial means to pay school fees, books and uniforms. The children can thus have better chances for higher education and a better future.
Reduction of child labor: Through microcredit, farmers can expand their farms and become more productive. As a result, they can earn more income and no longer have to send their children to work in the fields to supplement the family income
